Cell Captive Insurance: The Honest Pros and Cons
The structure, in one paragraph A cell captive is a ring-fenced underwriting cell inside a licensed insurer. The insurer provides the licence, the regulatory infrastructure…
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The Meiring Judgment: SARS Just Redrew the Line on Insurance Tax Deductions
What actually happened In June 2026, the Western Cape High Court handed down a judgment that should end a sales pitch South African businesses have…
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Your Claims History Is an Asset. You Are Handing It Over for Free.
The subsidy nobody thanks you for If your business runs a disciplined operation — well-maintained vehicles, trained drivers, real risk management — and your claims…
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The 40% Gap: Why Goods-in-Transit Cover Fails Exactly When You Need It
The number that should keep fleet owners awake The average South African fleet operator is underinsured on goods-in-transit by roughly 40%. That is not a…
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The Fleet Insurance Buying Guide: What Every South African Logistics Company Needs to Know Before Their Next Renewal
Your fleet policy is almost certainly not doing what you think it is Commercial fleet insurance is the most widely held and least well understood…
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How to Switch Commercial Insurance Brokers in South Africa — Without Losing Cover or Your Mind
The conversation nobody in the industry wants you to have Switching commercial insurance brokers in South Africa is one of the most valuable decisions a…
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From Strategy Decks to Execution Discipline: What the Kearney Report Means for Every South African Insurance Client
South Africa's insurance moment has arrived — but closing the delivery gap requires a fundamentally different kind of broker.
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Nuclear Verdicts, Social Inflation, and the Liability Time Bomb Ticking Under South African Businesses
Global litigation trends are crossing borders — and South Africa's commercial liability market is not immune to nuclear verdicts and social inflation.
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The AI Underwriter: How Artificial Intelligence Is Remaking Commercial Insurance From the Inside Out
Continuous underwriting, predictive risk selection, and the end of the annual renewal as we know it — how AI is remaking commercial insurance.
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Parametric Insurance: The Radical Rethink That Could Close Africa’s Catastrophic Protection Gap
When the rain falls past the trigger point, the money moves — no assessors, no delays, no disputes. How parametric insurance could close Africa's protection…
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