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Vitari Insights

Blog & Research

Research-driven perspectives on the forces reshaping commercial insurance in South Africa and across the continent.

February 2026 · Vitari Insights

South Africa’s Infrastructure Crisis Is Rewriting the Underwriting Rulebook

Load shedding, water shortages, and collapsing municipal services are creating risk categories that no traditional policy was designed to cover.

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February 2026 · Vitari Insights

Parametric Insurance for Africa: From Theory to Trigger

How satellite-driven, index-based cover is changing disaster response across Africa – and what it means for SA underwriters.

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February 2026 · Vitari Insights

Agentic AI Just Wiped Billions Off Insurance Broker Stocks — Here’s What SA Brokers Should Worry About

The Insurify shock, the McKinsey forecast, and a survival playbook for South African insurance intermediaries facing AI disruption.

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February 2026 · Vitari Insights

Cell-Captive Insurance in South Africa: The Good, the Bad, and the Untapped Opportunity

How SA's unique regulatory framework creates both risk and runway for innovation in cell-captive insurance.

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